As a contractor in Ontario, your tools and equipment are the very heart of your business. They are your investment, your livelihood, and the reason you can bring projects to life. That’s why at Strong Roots, we believe in helping you build a solid foundation by protecting what matters most.
The Power of a Detailed Inventory
Before you can protect your tools, you need to know exactly what you have. Creating a detailed inventory is the first and most critical step in equipment security and is essential for a smooth claims process should the unexpected happen.
Go beyond a simple list. For each piece of equipment, document:
- Item Description: Be specific (e.g., DeWalt 12V Cordless Drill).
- Model and Serial Number: This is crucial for identification and recovery.
- Purchase Date and Price: Keep receipts or invoices as proof of ownership where it makes sense to do-so (i.e. larger/unique items).
- Photos/Videos: Take clear pictures of each item, including any unique marks or damage. Store this inventory in a secure, off-site location, such as a cloud storage service, to ensure it remains accessible even if your physical records are compromised.
Proactive Security Tips for Our Community
While insurance provides a safety net, being proactive is the best way to prevent a loss. Here are some simple, community-focused security tips:
- Lock It Up: Never leave tools unattended on a job site, even for a few minutes. Use high-quality locks on your vehicles and trailers.
- Secure Storage: Whenever possible, store tools and equipment in a locked building, garage, or storage container overnight.
- Use GPS Trackers: Consider placing GPS trackers on high-value items or in your tool trailer. This small investment can significantly increase the likelihood of recovery.
- Mark Your Tools: Use unique identifiers like your company name, an engraved number, or even a specific paint colour on each tool to make them easier to identify if they are recovered.
- Build a Network: Get to know your fellow contractors and neighbours in the community. A strong, connected community is a safer one. Report any suspicious activity you see—it helps us all.
Navigating the Claims Process with Strong Roots
If a theft or damage does occur, our team is here to guide you through the process, making it as hassle-free as possible. Our commitment to personal attention means we are with you every step of the way.
- File a Police Report: As soon as you discover a loss, file a police report and get a copy of the report number. This is a crucial first step.
- Contact Strong Roots: Contact us immediately. Our team will begin the claims process with you.
- Provide Your Inventory: Use that detailed inventory you prepared earlier. It will significantly speed up the process and help us verify your loss.
- Stay in Touch: We will handle communication with the insurer and keep you informed of the progress, allowing you to focus on getting back to work.
Your Solid Foundation, Our Promise
At Strong Roots, we are more than just insurance brokers; we are your neighbours, proudly rooted in your community. We understand the challenges you face and are dedicated to providing expert advice and tailored solutions that protect your livelihood. By building a long-term relationship with you, we can ensure your coverage evolves as your business grows in Ontario, giving you the peace of mind to keep building, creating, and strengthening our local community.
