Auto Insurance

Protect your peace of mind on the road with personalized auto insurance coverage. From mandatory liability to protecting you against accidents, theft, collision, and other unforeseen events, we offer tailored insurance solutions that fit your unique needs.

A family of three sits smiling in a car, securely buckled up, showcasing the importance of safety and savvy choices like auto insurance. The parents in casual shirts take the front seats while their son, dressed in a cozy sweatshirt, enjoys the back.
A woman and a child are smiling as they look out of the windows of their parked black car, secure in their travels. The woman is in the front seat, and the child sits joyfully in the back. With auto insurance peace of mind, they enjoy a day framed by a clear sky and lush greenery.

Navigating Auto Insurance in Stratford & Perth County

Auto insurance in Ontario should be a safety net, not a source of stress. We are based in Stratford, so we know that for our neighbours from Kitchener to Listowel, your vehicle is more than just a way to get around—it’s how you reach the people and places that matter most. We simplify the process to give you back your confidence, ensuring your daily commuter, truck, or farm vehicle is backed by a solid foundation.

At Strong Roots Insurance Brokers Ltd., we go beyond basic quotes to provide peace of mind and solve your specific challenges:

Tailored Solutions: We compare top providers to find competitive rates that fit your family budget.
Expert Advocacy: As your partners, we cut through the jargon and handle the heavy lifting if you ever need to make a claim.
Protecting What Matters Most: We identify hidden coverage gaps today so you are ready for anything tomorrow.

What We Cover

A couple relaxes on the open tailgate of a silver SUV parked by a pebble-covered riverbank, enjoying the serenity. As the sun sets behind them, they point toward the water, assured in their adventure and their choice of reliable auto insurance for peace of mind.

Car

Protect your vehicle and finances with reliable car insurance tailored to your needs.

A large white semi-truck with a trailer drives on a highway at sunset, showcasing the importance of reliable auto insurance. The sky is partly cloudy, casting an orange glow on the road flanked by green trees and grass.

Truck

Get comprehensive truck insurance to keep you covered on every road and job.

A person in a black helmet rides a classic-style motorcycle with a yellow headlight on an open road, enjoying the thrill of speed. The clear blue sky and blurred greenery whiz by, reminding one of lifes fleeting moments. Dont forget your auto insurance for peace of mind on every journey.

Motorcycle

Ride with confidence knowing your motorcycle is protected with reliable insurance coverage.

Two people wearing helmets fist-bump while seated on orange and black all-terrain vehicles (ATVs), their adventurous spirits roaming free on a dirt path. Surrounded by a forest of tall trees under a clear sky, theyre glad they remembered to check their auto insurance before setting off.

ATV

Explore off-road adventures worry-free with reliable ATV insurance coverage.

A person wearing a red and black jacket and helmet is riding a red snowmobile across snowy terrain, surrounded by snow-covered trees. With a smile, they enjoy the ride in the wintry landscape, knowing their auto insurance has them covered for any unexpected adventures.

Snowmobile

Ride through winter with confidence knowing your snowmobile is protected with the right insurance coverage.

A large white motorhome, covered by auto insurance, is parked on a sandy terrain at sunset. A person leans against it, gazing at the sky. Wooden posts are nearby, and the horizon is visible in the background.

Motorhome

Enjoy the open road with peace of mind knowing your motorhome is protected with reliable insurance coverage.

Why Choose Strong Roots Insurance?

Discover the difference of partnering with a dedicated insurance broker. Contact us today to discuss your insurance needs, and let us help you secure a brighter, more protected future.

Expertise

Our team’s in-depth knowledge of the insurance industry enables us to navigate complexities and find optimal solutions for your needs.

Personal Attention

 We treat each client with the utmost care and attention, ensuring that you feel valued and supported throughout your insurance journey.

Time Savings

Skip the time-consuming process of researching and comparing policies. We streamline the process, presenting you with the best options available.

Cost-Effective

Our ability to source competitive rates means you get the coverage you need at prices that fit your budget.

Long-Term Relationships

Beyond policies, we aim to build lasting relationships. We’re here not just for a transaction, but to provide ongoing support as your needs evolve.

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20+ years of building trust

Our clients trust Strong Roots Insurance

A woman in a white shirt and dark blazer is smiling while sitting at a table with two other people in an office setting. She appears to be engaged in conversation. The background features a light-colored brick wall.

Specialized Insurance Needs

Customized insurance solutions for unique scenarios (e.g., mobile homes, secondary properties).

We have your specialized Insurance needs covered
  • Tailored Coverage – Insurance for mobile homes, cottages, rentals, and unique properties.
  • Comprehensive Protection – Covers weather damage, theft, and liability for non-traditional homes.
  • Flexible Options – Customizable policies to fit your needs and budget.

FAQ

Stratford drivers typically enjoy lower rates than the provincial average. Currently, the average yearly premium in Stratford is approximately $1,700, which is noticeably lower than the averages in nearby cities like London ($2,238) or Kitchener ($2,071). Because rates are personalized, we recommend a tailored consultation to find your exact price.

On July 1, 2026, Ontario is moving to an “à la carte” insurance model. While medical and rehabilitation benefits remain mandatory, many benefits that used to be automatic—like Income Replacement and Caregiver benefits—will now be optional. We are here to help you navigate these choices so you aren’t left with a “hollow” policy just to save a few dollars on your premium.

Online sites often prioritize the lowest price over the right coverage, which can lead to dangerous gaps under the new 2026 rules. As your neighbours, Strong Roots focuses on expert advice and long-term relationships. We act as your advocate, ensuring you have a solid foundation of protection, and we handle the heavy lifting if you ever need to make a claim.

Yes! Beyond standard multi-vehicle and home-and-auto bundling discounts, Stratford drivers can often save by installing winter tires for our local Perth County winters. We also look for specialized discounts that larger companies might overlook, ensuring you get the most cost-effective solution possible.

Insurance is a legal requirement in Ontario. Driving without it can result in fines ranging from $5,000 to $25,000 for a first offence, and you could be barred from driving entirely. Our goal is to simplify the process and provide profound peace of mind so you stay legally protected and financially secure.