As the leaves change and the first frost hits the air, contractors across Ontario know that winter is on its way. It’s a time to button up projects and protect your valuable assets before the snow falls. Here at Strong Roots Insurance, we’re proud to be rooted in this community with you, and we want to ensure your business is on a solid foundation for the off-season.
This isn’t just about battening down the hatches; it’s about being proactive and ensuring your hard work is protected. Here’s a quick checklist to give you peace of mind as the cold weather approaches:
The Contractor’s Winter Checklist:
- Secure Your Equipment: Don’t leave your tools and machinery exposed to the elements or vulnerable to theft. Store all equipment in a secure, locked location. Consider an inventory check to ensure everything is accounted for before you lock up for the season.
- Winterize Your Vehicles: From work trucks to trailers, make sure your fleet is ready for the cold. Check anti-freeze levels, inspect tires, and give your vehicles a good once-over. Proper maintenance now can save you a major headache—and a costly repair bill—later.
- Review Your Insurance Policies: This is a crucial step that can often be overlooked. Take a moment to review your commercial insurance policy with a trusted broker. Do you have adequate coverage for stored equipment? Is your liability coverage up-to-date? A quick chat with an expert can ensure you’re not caught off guard by a gap in your coverage.
At Strong Roots, we believe in building long-term relationships, not just selling policies. We’re your neighbours, and we’re here to help you navigate the complexities of winter protection. Our personalized approach means we take the time to understand your unique needs as a contractor in our community.
Don’t wait for winter to be on your doorstep. Let’s make sure your business is protected all year round. Contact us today to review your policies and get the expert advice you need to face the season with confidence.
