In communities like St. Jacobs, Listowel, and Brant County, the farm is the heart of the community. As your neighbours and partners, Strong Roots Insurance understands that winter on a farm presents unique and often substantial risks. We offer tailored solutions and local expertise to ensure your operation is protected from the ground up.
Key Winter Risks and Essential Farm Insurance Coverages
When reviewing your farm insurance policy, ensure you have coverage for these specific agricultural winter risks:
- Farm Building Winter Damage (Weight of Snow):
- Heavy snowfall is a major agricultural winter risk. Make sure your policy for insuring barns for snow includes coverage for the collapse or structural damage caused by the weight of snow and ice. This is vital for all your farm buildings, silos, and other structures.
- Livestock Winter Protection Insurance:
- Comprehensive farm coverage is designed to secure your entire operation, including your livestock against accidents, illness, or theft. Speak with us about endorsements that cover losses due to extreme cold, or critical systems failure (like ventilation) from power outages.
- Frozen/Burst Pipes and Heating System Failure:
- Ensure coverage for sudden water damage in heated buildings. Critical equipment or systems are susceptible to low-temperature failure.
- Business Interruption from Storms:
- Severe Ontario storms can halt operations. Does your policy cover the loss of income or extra expenses if a vital farm building is unusable? We help you prepare for today and tomorrow by assessing this essential coverage.
- Equipment Damage:
- Specialized machinery, including tractors and essential tools, needs protection from unexpected breakdowns, accidents, or theft. Contractors in the community, for instance, must also follow a checklist to secure their stored equipment over the winter.
We Are Proudly Rooted in Your Community
Strong Roots Insurance is dedicated to providing personalized attention and expert advice. We don’t use unexplained technical jargon; instead, we offer clear explanations to simplify your coverage. We are deeply connected to the challenges faced by rural Ontario farmers. By comparing options from multiple providers, we secure cost-effective rates for your farm.