Auto Insurance
Providing personalized coverage to protect against accidents, theft, and other unforeseen events on the road.
Providing personalized coverage to protect against accidents, theft, and other unforeseen events on the road.
In Ontario, auto insurance includes mandatory coverage like liability, accident benefits, DCPD, and uninsured auto coverage, plus elective options like collision, comprehensive, and rental coverage for added protection. Let Strong Roots Insurance Brokers Ltd. help find the right coverage for you!
Protect your vehicle and finances with reliable car insurance tailored to your needs.
Get comprehensive truck insurance to keep you covered on every road and job.
Ride with confidence knowing your motorcycle is protected with reliable insurance coverage.
Explore off-road adventures worry-free with reliable ATV insurance coverage.
Ride through winter with confidence knowing your snowmobile is protected with the right insurance coverage.
Enjoy the open road with peace of mind knowing your motorhome is protected with reliable insurance coverage.
Discover the difference of partnering with a dedicated insurance company. Contact us today to discuss your insurance needs, and let us help you secure a brighter, more protected future.
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Essential Tips to Minimize Risks and Protect Your Assets
If you use your vehicle for work-related activities beyond just commuting—such as making deliveries, carrying work equipment, or transporting clients—you likely need commercial auto insurance. Personal auto policies often exclude coverage for business use, meaning if you get into an accident while working, your claim could be denied. Even rideshare drivers (Uber, Lyft) need special endorsements to be fully covered.
It depends. In Ontario, insurance follows the vehicle, not the driver, so if you let someone borrow your car, they may be covered under your policy. However, if the person driving was:
Then your claim could be denied, and you might have to pay out-of-pocket. Always ensure you trust whoever you lend your vehicle to.
Many people purchase extra insurance at the rental counter, not realizing that:
Before renting a car, check your existing policies so you don’t overpay for unnecessary insurance.
One of the most common mistakes is choosing only the minimum coverage required by law. Ontario mandates $200,000 in third-party liability coverage, but that’s not enough – that limit was set in 1979. If you’re in a serious accident, where anyone is hurt, their medical bills, lost wages, and damages could easily exceed that amount, leaving you personally responsible. We recommend at least $2M in liability coverage to protect your financial future.