Winter in Ontario brings more than just cold air; it brings the risk of ice dams, which can lead to significant structural issues. At Strong Roots, we believe in protecting what matters most from the ground up. As a dedicated brokerage proudly rooted in your community, we are here to offer the expert advice and tailored solutions you need to navigate life’s risks securely.
Understanding ice dam prevention is key to a solid foundation for your home or business this season. Here is our guide to winter roof maintenance and keeping your property safe.
What Causes Ice Dams?
Ice dams form when heat from your attic melts the snow on the upper parts of your roof. The meltwater flows down to the colder eaves and refreezes, creating a thick ridge of ice that prevents water from draining properly. This trapped water can then back up under shingles, leading to roof damage in winter such as leaks, mold, and rot.
Top Strategies to Prevent Ice Dams on Your Roof
The best way to handle ice dams is to stop them before they start through proactive winter roof maintenance.
- Improve Attic Insulation: Keeping the heat in your living space and out of your attic ensures the roof temperature remains consistent, preventing the melt-freeze cycle.
- Seal Air Leaks: Use spray foam or caulk to seal gaps around chimneys, vent pipes, and light fixtures where warm air can escape into the attic.
- Ensure Proper Ventilation: A well-ventilated attic allows cold air to circulate under the roof deck, keeping the entire roof at a similar temperature to the outside air.
- Clear Gutters and Downspouts: Ensure all drainage paths are free of debris so meltwater can exit the roof quickly once it reaches the eaves.
Does Insurance Cover Ice Dams?
A common question we hear is, “does insurance cover ice dams?” Most standard residential or commercial insurance policies do cover sudden and accidental damage caused by ice dams, such as water entering your home and damaging ceilings or walls.
However, insurance typically does not cover the cost of removing the ice dam itself or repairing damage caused by long-term neglect. As your partners and your neighbours, we want to ensure you have peace of mind by understanding the nuances of your policy.
